Retirement Planning
and Education
Employee seminars
– saving for retirement
– retirement budgeting
– appreciating your employer plan
Personal planning
– retirement planning
– understanding your personal pension statement and options
Articles
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What is Life Expectancy?
Life expectancy is used for a number of purposes but most people do not understand what it really means. Here we explain it and the impact on retirement planning.
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Criminal Rate of Interest
Because of the way Canadian law defines it, one can unknowingly charge a criminal interest rate and end up in hot water. We explain the criminal rate of interest.
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When to Start Your CPP & OAS
Despite the opinions expressed by many retirement experts, there is no single right answer – it depends on your specific situation.
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Should you Take your Pension Commuted Value?
The commuted value is probably a large amount of money. But is it really in your best interest to transfer that amount to your locked-in RRSP?