Should you Take your Pension Commuted Value?
- Details
- Written by Peter Gorham & Nichola Peterson
The commuted value is probably a large amount of money. But is it really in your best interest to transfer that amount to your locked-in RRSP?
When to Start Your CPP & OAS
- Details
- Written by Peter Gorham & Nichola Peterson
Despite the opinions expressed by many retirement experts, there is no single right answer – it depends on your specific situation.
Criminal Rate of Interest
- Details
- Written by Peter Gorham
Because of the way Canadian law defines it, one can unknowingly charge a criminal interest rate and end up in hot water. We explain the criminal rate of interest.
What is Life Expectancy?
- Details
- Written by Peter Gorham
Life expectancy is used for a number of purposes but most people do not understand what it really means. Here we explain it and the impact on retirement planning.