• What is Life Expectancy?

    Life expectancy is used for a number of purposes but most people do not understand what it really means.  Here we explain it and the impact on retirement planning.

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  • Criminal Rate of Interest

    Because of the way Canadian law defines it, one can unknowingly charge a criminal interest rate and end up in hot water.  We explain the criminal rate of interest.

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  • Looking for a New Consultant

    Here are questions rarely asked in a Request for Proposal (RFP) that probably should be.  They will help you appoint a new benefit or pension consultant and reduce the risk of problems arising in the future.

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  • When to Start Your CPP & OAS

    Despite the opinions expressed by many retirement experts, there is no single right answer – it depends on your specific situation.

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Contact Us


JDM Actuarial Expert Services Inc.

313 Powell Rd.

Whitby, ON L1N 2H5


Phone: 905-999-4763

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.